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I think that I have above average intelligence; I was the first student in my class of high school out of 20 students. I began studying at the university before graduating from high school, because I had excellent grades. I like to learn new things, intelligence is important to me... And also gift can be given for gifts or for emergencies but not to maintain to other members of the family. True to my level of education and professional experience l strive to live within my means, save for my future, and take care of my belongings. I have goals and work within my ability to achieve them. Not into free lunches or get rich quick schemes more into taking it a day at a time with a long term outlook for my life. Money is a necessity of life and you need it to live. But happiness is outside of that realm and can only be achieved by truth and understanding of who you are and what you want. I wish to live long and prosper.